One of the best ways to get the most for your money as far as auto insurance is to shop around. The best thing you can do for yourself is to get quotes from the agencies you are highly considering. For the sake of this article, I chose GEICO (whom I am presently insured with), Progressive, AARP, and Esurance.
It’s always best to go on their website and look for a link to creating a free quote with them. As GEICO is the one I am most familiar with, I started with that company first. Now, I personally own at 1992 Toyota Paseo so your quote may change depending on the age of your car, how old you personally are, and many other factors including how many cars you plan to put on your insurance.
GEICO offered me $498.50 per six months for a single car registered with a single driver. This included $15,000/$30,000 for bodily injury liability and $5,000 for property damage liability. This seemed pretty pricey at $87.09 a month.
Progressive was the next company I checked into a quote for. Using the same exact car and my own personal information once again, Progressive offered me a much cheaper quote. For $346.90 every six months, I would receive the exact same coverage GEICO was charging me nearly $500 for.
AARP is next on my list, but their website was confusing and difficult to understand. Using the exact same car and my same personal information, they were unable to offer me a quote.
Although disappointed with AARP, I moved on to the final insurance company in my search: Esurance. Using the exact same information I have used on every “free quote” form, Esurance gave me a quote of $353 for every six months with only $58.81 due every month.
It’s best to print out these quotes or save them then speak to agents from these insurance companies. Armed with these different quotes, you can possibly get a better deal from GEICO or other expensive agencies. I would personally suggest Progressive if single and adding only one car for insurance.
